Bankruptcy in Raleigh, NC
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Bankruptcy In Raleigh, NC
The Right Raleigh, NC Bankruptcy Lawyer
BANKRUPTCY In Raleigh, NC – We are a small, family-run, boutique law firm based in Raleigh specializing in bankruptcy. We don’t take everybody, but those we do take we treat like family.
Credit Card Debt
Medical Debt
Harassed by Creditors
Foreclosure
Repossession
How We Are Different than Any Other Bankruptcy Lawyer in Raleigh, NC?
(click here to go to our Bankruptcy Raleigh NC Google Reviews)
(nearly 20 years with NO complaints – click here to go to our BBB® page)
Sheree Literally Wrote the Book on Bankruptcy. (click here to download)
Sheree is in the Top 3.9% of ALL Bankruptcy Attorneys. Nationwide (click here to go to NC Bar)
We Will BEAT or Match Any Price, Guaranteed.
Kerry Will Help You Get a 740+ Credit Score.
Sheree & Kerry - a Family Run Law Firm
Open 7 Days a Week (10 am-10 pm) Bankruptcy Raleigh NC
Easy Bankruptcy Payment Plans for Bankruptcy Raleigh NC
Two Bankruptcy Money-Back-Guarantees
Raleigh, NC Bankruptcy Attorney
Get Your Fresh Financial Start with Bankruptcy In Raleigh, NC
Bankruptcy in Raleigh, NC – Are you struggling with insurmountable debt? Most people’s reactions to their own overwhelming debt are to go to bed, pull the covers over their heads, and not answer their phones. Our Raleigh Bankruptcy Attorney is the answer. At Cameron Bankruptcy Law, we offer personalized bankruptcy services so you can get relief from debt and bring peace of mind back into your life. Through Chapter 7 or Chapter 13 filing, we can help you take back your financial freedom and get back on track to financial success!
Chapter 7 Bankruptcy
Bankruptcy Raleigh NC – Filing Chapter 7 bankruptcy in Raleigh NC can be considered as the quickest and cheapest type of bankruptcy. It usually only takes about 120 days and is often used to deal with a predatory mortgage where you owe 125% of the value of a home or you have a high-interest rate. It also allows you to repair a poor credit rating and purchase houses and cars shortly after filing bankruptcy. Just because you THINK you will lose property due to the bankruptcy exemptions DOES NOT MEAN YOU WILL LOSE IT.
Ask us for strategies to save your home or property!
Chapter 13 Bankruptcy in Raleigh, NC
Bankruptcy Raleigh NC – Chapter 13 bankruptcy in Raleigh NC allows you to pay back creditors within the next 3-5 years in full or in part to the best of your ability. Refinancing your secured loans through a Chapter 13 bankruptcy lets you reduce the monthly payments and allows you to have enough cash flow to keep your property. Our bankruptcy lawyer in Raleigh, NC can help you decide which method best fits your case.
Message us for a free case evaluation!
or Call us for FREE Consultation!
Top 3% of All Bankruptcy Attorneys Nationwide
Bankruptcy in Raleigh, NC – “This is Kerry. I am excited to announce that bankruptcy attorney Sheree has been awarded by North Carolina Bankruptcy Bar the title of “Board Certified Consumer Bankruptcy Specialist“. It is determined by the respect of her peers and the depth of her bankruptcy knowledge. This high honor is only given to only 3.9% of ALL bankruptcy attorneys!”
How Can We Make Your Life Better with a Bankruptcy in Raleigh, NC?
We are family and will treat you like family.
Sheree and I want to provide you with exceptional service in your bankruptcy.
We try to always provide the best service possible, and we guarantee the best service in the industry.
Raleigh, NC Bankruptcy Lawyers
Ways we can Help you
Life is serving knock-out punches. Sheree and Kerry recognize this; let us help you get back on your feet.
or Call Us Today!
Stop Foreclosure
Bankruptcy in Raleigh, NC – Scared of losing your home or have lossed it to foreclosure? Sheree can help you keep your home or get it back. Call our bankruptcy Raleigh NC attorney to avoid foreclosure in Eastern Carolina.
Stop Creditor Harassment
Bankruptcy in Raleigh, NC – Do you dread the calls of bill collectors? Sheree can STOP them ASAP. Reach out to our bankruptcy lawyer in Raleigh, NC today. It’s never too late for a fresh start!
Stop Repossession
Bankruptcy in Raleigh, NC – Are you facing repossession? Sheree can STOP lenders from seizing your car or even get it back AFTER repossession! Call Raleigh’s Cameron Bankruptcy Law to get legal help today.
Stop Garnishment
Bankruptcy in Raleigh, NC – Drowning in debt, struggling with bills, do you just mentally shut down? Sheree can STOP that. Talk to our bankruptcy Raleigh NC lawyer to find out how to stop wage garnishment.
Bankruptcy and Divorce
Bankruptcy Lawyer in Raleigh, NC – Life becomes a downward spiral. You suffer, your family suffers, and often marital problems develop. We can help you file bankruptcy during, and after, your divorce.
FIND OUT HOW YOU CAN SAVE YOUR HOME IN BANKRUPTCY IN RALEIGH, NC
Bankruptcy Lawyer in Raleigh, NC - Has your house been foreclosed on or are you facing foreclosure proceedings? Let us discuss your options — whether you are thinking of filing bankruptcy or not!
or Call Us Today!
Sheree and Kerry of Raleigh, NC’s Cameron Bankruptcy Law
About the Bankruptcy in Raleigh, NC Sheree Cameron
Bankruptcy Lawyer in Raleigh NC = We believe in excellence as both a virtue and a compulsion. We are workaholics, both passionate and personable. We believe success is measured by action, not wealth. We believe in doing the right thing for the right price. We are family and will treat you like family, too. We are Cameron Bankruptcy Law.
We are committed to low cost high-quality service
Bankruptcy In Raleigh, NC – Cameron Bankruptcy Law was founded in 2003 by Sheree Cameron and her husband Kerry. When their two-year-old son got diagnosed with autism, they decided to work out of the home office to give more personalized care to their little one. This gives clients the flexibility of being able to meet even after working hours or on weekends!
We work hard to get you the best outcome for your case.
Bankruptcy Lawyer In Raleigh, NC – We strive to provide you with quality legal representation in your bankruptcy case. Legally, we cannot offer any guaranteed outcome in any bankruptcy case. We do offer a return of attorney’s fees if a case can’t be filed. JFYI, we have never had to do this! If we do not think you can receive a discharge in Chapter 7 or 13 bankruptcy, we will not take your case! Can we be fairer than that?
Tax Debt Relief in Bankruptcy: Finding Solutions with a Bankruptcy Lawyer in Raleigh, NC
If you’re struggling with tax debt, consulting a bankruptcy attorney in Raleigh, NC can reveal options for relief. With help from a bankruptcy lawyer in Raleigh, NC, you may discharge certain tax debts. This guide explains the types of tax debts that bankruptcy can affect, eligibility criteria, and how bankruptcy in Raleigh, NC can bring financial freedom.
Eligibility for Tax Debt Discharge
Tax debt discharge in bankruptcy is possible if specific criteria are met. Your bankruptcy lawyer in Raleigh, NC will help you determine eligibility based on the following:
- Income Tax Requirements: Only income tax debts are dischargeable, a point your bankruptcy attorney in Raleigh, NC can clarify.
- Three-Year Rule: Debt must be at least three years old.
- Two-Year Return Requirement: Returns must have been filed two years before filing for bankruptcy in Raleigh, NC.
- 240-Day Rule: The IRS must assess the debt at least 240 days before filing.
A bankruptcy lawyer in Raleigh, NC can verify your tax debt eligibility, simplifying the process of filing for bankruptcy in Raleigh, NC and maximizing your relief options.
Bankruptcy Chapters and Tax Relief Options
Working with a bankruptcy attorney in Raleigh, NC helps you choose between Chapter 7 and Chapter 13. Each chapter addresses tax debt relief differently:
- Chapter 7 Bankruptcy: Provides quick relief for eligible tax debt, clearing qualifying debt in months.
- Chapter 13 Bankruptcy: Organizes non-dischargeable debt into a structured payment plan, with IRS collection actions paused.
A bankruptcy lawyer in Raleigh, NC can advise you on the best chapter for managing tax debt.
Alternatives for Non-Dischargeable Tax Debt
If bankruptcy doesn’t address all tax debts, a bankruptcy attorney in Raleigh, NC can explore alternatives like an Offer in Compromise or an Installment Agreement with the IRS. Your bankruptcy lawyer in Raleigh, NC can assess your options based on your financial situation and debt structure.
Life After Bankruptcy: Rebuilding with a Bankruptcy Attorney in Raleigh, NC
Introduction
After successfully completing bankruptcy, it’s essential to rebuild financially. With guidance from a bankruptcy attorney in Raleigh, NC, you can develop a plan to restore credit, save, and establish a strong financial future. This guide details the steps for life after bankruptcy in Raleigh, NC, focusing on reestablishing financial health.
Setting Goals and Budgeting
One of the most important post-bankruptcy steps is setting goals. Your bankruptcy lawyer in Raleigh, NC can help you create a practical budget that ensures financial stability:
- Emergency Savings: Establishing a small savings cushion is a key component.
- Tracking Income and Expenses: A bankruptcy attorney in Raleigh, NC can advise on tracking spending to prevent debt accumulation.
Rebuilding Credit After Bankruptcy
After bankruptcy in Raleigh, NC, rebuilding credit is vital. A bankruptcy lawyer in Raleigh, NC may recommend using a secured credit card, making on-time bill payments, and monitoring your credit report to confirm that discharged debts are marked correctly.
Financial Guidance and Support
Working with a bankruptcy attorney in Raleigh, NC for ongoing financial advice aids in long-term success. Whether setting achievable goals or staying informed on personal finance, professional support is invaluable after bankruptcy in Raleigh, NC.
Conclusion
The journey after bankruptcy requires structured planning and informed decisions, ideally with a bankruptcy lawyer in Raleigh, NC. With dedicated steps, life after bankruptcy in Raleigh, NC can lead to a financially secure future.
Bankruptcy in Raleigh, NC
What Makes Us Different
Bankruptcy Lawyer in Raleigh NC – We are family and will treat you like family. Sheree and I want to provide you with exceptional service in your bankruptcy. We try to always provide the best service possible, and we guarantee the best service in the industry.
2 X Guarantees
We offer flexible appointment schedules, easy bankruptcy payment plans, and not one but TWO written money-back guarantees.
We STOP Harassing Creditor Calls ASAP
We inform your creditors that you filed bankruptcy, and we’re not afraid to take it to court if they continue to violate the automatic stay!
Kerry Will Help You Get a 720+ Credit Score.
After the bankruptcy, Kerry can help you raise your credit score to 720+! Call us today to find out how.
Kerry Will Help You Get The Bankruptcy Off Your Credit Report.
At Cameron Bankruptcy Law, you’re not just a case to us. We can help you fix bad credit and get bankruptcy off credit reports.
Choose From Our Easy Bankruptcy Payment Plans.
We offer affordable payment plans, so you can focus on your bankruptcy case instead of worrying about bankruptcy costs.
We Offer TWO Bankruptcy Money-Back Guarantees.
You can rest assured that we’ll work hard to get you the best outcome, thanks to our TWO bankruptcy guarantees.
Raleigh, NC Bankruptcy Lawyers
Meet the Camerons
Bankruptcy Lawyer In Raleigh, NC – Husband-and-wife, Sheree grew up in rural Tennessee and Kerry grew up in rural Alaska. They now serve families and individuals from Raleigh and all of Eastern and Middle NC. They have an “A+” BBB® rating and the best Google Testimonials in North Carolina!
North Carolina Bankruptcy Lawyer
Bankruptcy In Raleigh, NC – Sheree is a Board Certified Consumer Bankruptcy Specialist In Bankruptcy Raleigh, NC. Sheree has over 20+ years of experience as a debtor bankruptcy lawyer in Raleigh, NC.
Paralegal
Kerry is the paralegal with 20+ years of experience at Cameron Bankruptcy Law. He takes care of everything from handling phone calls, answering general questions, organizing the office, marketing, and managing our website.
Free Bankruptcy Book
Surviving Debt:
A Guide to Bankruptcy
Bankruptcy in Raleigh, NC – Struggling with your finances and don’t know where to begin? Read this book to understand the options available to you!
Raleigh bankruptcy attorney Sheree Cameron wrote this guide to bankruptcy to help you survive your debts in Eastern Carolina.
Got Raleigh, NC Bankruptcy Questions? Get Answers Here!
What does it cost to hire a good bankruptcy lawyer in Raleigh, NC?
Bankruptcy in Raleigh, NC – The cost of hiring a bankruptcy lawyer in Raleigh, NC depends on the type of bankruptcy you are filing for. If you are filing Chapter 7, it will cost $1,595 plus court costs. If you are filing Chapter 13, it will be $500 down with Cameron Bankruptcy Law. Call us today! (919) 627-7748
How do I find a good bankruptcy lawyer in Raleigh, NC?
Bankruptcy Lawyer in Raleigh, NC – To find a good bankruptcy lawyer, you first need to look for Board Certified Consumer Bankruptcy Specialist. Our Raleigh, NC bankruptcy lawyer Sheree, at Cameron Bankruptcy Law has over 18 years of experience helping North Carolina residents file bankruptcy.
At Cameron Bankruptcy Law, we offer bankruptcy payment plans and provide two money-back guarantees! Call us today to schedule your initial consultation with us.
How do I file bankruptcy in North Carolina?
Bankruptcy Attorney in Raleigh, NC – The process of filing for bankruptcy requires submitting financial information about yourself and your assets to the courts. Your bankruptcy petition usually includes your assets, monthly income, living expenses, a list of your debts and what you own.
Which types of debt can be wiped out in bankruptcy?
Bankruptcy in Raleigh, NC – When you complete your bankruptcy case, you will get a bankruptcy discharge that wipes out most types of unsecure debt. This can includes credit card debt, medical debt, and personal loans. However, there are certain nondischargeable debts that cannot be eliminated in bankruptcy. This includes alimony, child support, student loans, and certain fines and penalties.
To find out which of your debts will be discharged in Chapter 7 or Chapter 13 bankruptcy, schedule a free evaluation with Kerry.
or Call us for FREE Consultation!
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If you just stumbled upon our website, you probably don’t know us from Adam.
Bankruptcy in Raleigh, NC – We want you to feel secure with Sheree as your attorney in your Chapter 7 bankruptcy or Chapter 13 bankruptcy in Raleigh, NC and throughout NC. Sheree is a Board Certified Consumer Bankruptcy Specialist. We have an “A+” BBB® rating. Sheree has 20+ years of experience as a debtor bankruptcy lawyer in NC. We have the best Google Testimonials (click here) in North Carolina! And not least, our two money-back GUARANTEES!
Bankruptcy Lawyer in Raleigh, NC – Legally we cannot offer any guaranteed outcome in any bankruptcy case. We do offer a return of attorney’s fees if a case cannot be filed. JFYI, we have never had to do this!
If we do not think you can receive a discharge in Chapter 7 or 13 bankruptcy, we will not take your case! Can we be fairer than that?
or Call us for FREE Consultation!