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Sheree is in the Top 3.9% of ALL Bankruptcy Attorneys. Nationwide (click here to go to NC Bar)

Voted Top Bankruptcy Lawyer in Raleigh for 2022, 2023, & 2024
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Credit Acronyms & Definitions

Credit Acronyms & Definitions

We HIGHLY recommend this website for current information:

Here are some abbreviations. You may find them difficult to remember, so print them out to use later.

CA = Collection Agency

CMRRR = Certified Mail, Return Receipt Requested

CO or (R9) = Charge-Off

CR = Credit Report(s)

CRA = Credit Reporting Agencies – Equifax, Transunion, and Experian

Estoppel Letter  = a written statement of facts to establish outstanding tradelines.

FCBA = (Original Creditor-directed) Fair Credit Billing Act = How debts can be collected.

FACTA = Fair and Accurate Credit Transactions Act and amendment to the FCRA.

FCRA  = (Credit Bureau-directed) Fair Credit Reporting Act = Rules of how debts are recorded

FDCPA = (Collection Agency-directed) Fair Debt Collection Practices Act =  How Debt Collectors can act

ITS = Intent to Sue

OC = Original Creditor

SOL = Statute of Limitations

Tradelines = an item in your credit report

UDF forms = Universal Data Forms = The form used to take off negative credit

PLEASE! Refer your friends to Cameron Bankruptcy Law or write a brief online review!Cameron Bankruptcy Law of Raleigh thank you!
(919) 627-7748