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Forms To File in Chapter 13 Bankruptcy

Chapter 13 Bankruptcy Attorney in Raleigh, NC

Filing for bankruptcy, whether it’s Chapter 7 or Chapter 13, involves a series of forms and a comprehensive process. It’s important to understand that bankruptcy is more than just the liquidation of assets. Before reaching that stage, it’s crucial to be aware of the necessary files required for filing Chapter 13 bankruptcy. Seeking guidance from a skilled Chapter 13 bankruptcy attorney in Raleigh, NC can greatly facilitate the process.

Before heading over to the forms, one must first understand the concepts behind Chapter 13 bankruptcy. Individuals file Chapter 13 bankruptcy or wage earner’s plan with regular income to develop a plan to repay their debts within five years. One must first qualify for Chapter 13 bankruptcy before filing the forms. Consulting an experienced Raleigh, NC chapter 13 bankruptcy attorney helps you navigate the process better. 


Experienced Raleigh, NC Chapter 13 Bankruptcy Attorney

This law firm’s bankruptcy attorney offers a personalized approach to your bankruptcy situation. The attorney offers services in other fields related to finances from stopping creditor harassment to putting an end to foreclosure, right down to helping you settle divorce matters. An experienced Raleigh attorney will always be there for you. 

Are you struggling with Chapter 13 bankruptcy? Maybe you’re feeling overwhelmed with all the forms needed? Get in touch with Sheree, a Chapter 13 bankruptcy attorney who can walk you through the process with ease and allow you to understand the situation better. A bankruptcy attorney can also explain the different Chapter 13 bankruptcy forms you need to file. 

Why do I need a Chapter 13 Bankruptcy Attorney in Raleigh, NC?

 Chapter 13 Bankruptcy FormsBankruptcy, be it Chapter 7 or 13, is tough to get through. There is so much one can stand to lose and the thought of having everything you worked hard for crumble is a thought not many would like to entertain. However, bankruptcy should serve as a fresh start which is why you need a bankruptcy attorney to help you smooth matters out. 

If you are dealing with Chapter 13 bankruptcy, an attorney can help you navigate the process. In this case, an attorney’s responsibilities include:


  • Calculation of your case to see if you align with the Chapter 13 debt limit. 
  • Filing your Chapter 13 bankruptcy petition which triggers an automatic stay. An automatic stay will prevent creditors from coming for you.
  • Income evaluation in order to create a five-year repayment plan
  • Accompanying you in the meeting of creditors.
  • Accompanying you at bankruptcy confirmation hearings 


If you are dealing with bankruptcy concerns, having an experienced bankruptcy attorney by your side in Raleigh, NC can be a valuable asset. With both online and in-person consultations available, an attorney can provide a comfortable and personalized environment to guide you through the process and help you get back on track. Chapter 13 bankruptcy forms are an important part of this process, and we recommend speaking with a seasoned attorney in Raleigh, NC for guidance on the necessary forms.

What Are The Chapter 13 Bankruptcy Forms?

Chapter 13 bankruptcy, also known as a wage earner’s plan, offers individuals the opportunity to repay their creditors over a five-year period.  Regardless of the state you reside in, this option is often pursued by individuals with income that exceeds the qualifications for Chapter 7. It is particularly beneficial for those who aim to retain their homes and cars after experiencing payment delinquencies while also seeking to avoid wage garnishment.

What Are The Forms Needed For Chapter 13 Bankruptcy?

Before you can file for bankruptcy and get a fresh start, here are the forms you must first file:

  • The Official Bankruptcy Forms: Official bankruptcy forms are available on the U.S. Courts website which you can complete online
  • Local Bankruptcy Forms:  Local forms within your area for bankruptcy must also be obtained.
  • B 101: Voluntary Petition for Bankruptcy Filing
  • B101 A:  Initial Statement on Eviction Judgment vs. You (if applicable)
  • B 101 B: Statement on Payment of Eviction Judgment vs. You
  • B 106: Assets and Liabilities/Statistical Information
  • B 106 A/B Schedule A/B: Property
  • B106 C Schedule C: Property Claimed as Exempt
  • B 106D Schedule D: Creditors With Claims Secured by Property
  • B 106 E Schedule E/F: Creditors with Unsecured Claims
  • B106G Schedule G:  Executory Contracts and Unexpired Leases
  • B106H Schedule H: Codebtors
  • B106I Schedule I: Income
  • B106J Schedule J: Expenses
  • B106 J-2 Schedule J-2: Separate Household Expenses
  • B107: Statement of Financial Affairs for Filing Bankruptcy
  • B121: Social Security Numbers Statements
  • B 122C-2: Chapter 13 Calculation of Disposable Income

How Does One File for  Chapter 13 Bankruptcy?

Now that you have gotten more familiar with the different forms needed for Chapter 13 bankruptcy, you must learn how one files for bankruptcy. The steps for Chapter 13 bankruptcy include: 

  • Attending Mandatory Credit Counseling Courses: 180 days before filing for Chapter 13 bankruptcy, one must attend and complete a credit counseling course by the Department of Justice U.S. Trustee Program.
  • File Chapter 13 Paperwork: You can now file your paperwork and related to Chapter 13 bankruptcy forms. Enlist the aid of a bankruptcy attorney to get this done. 
  • Attend the 341 Creditor Meeting:  Five days prior to the hearing, you would need to turn over the 521 documents. This includes taxes, paychecks, and bank statements.
  • Begin to Pay Chapter 13 Payment Plan: The payment plan starts a month after filing. If the court does not approve your plan, the trustee will refund the payments. 
  • Accomplish the Confirmation Process: Creditors and bankruptcy trustees have the right to object if you fail to meet any criteria of the Chapter 13 bankruptcy. 
  • Accomplish the Confirmed Chapter 13 Process: Ensure that you have made all payments in order for the court to wipe out any remaining debts. Ensure as well that you are on time for obligatory payments such as child support and alimony. 

Call our Raleigh, NC Chapter 13 Bankruptcy Attorney Now!

Chapter 13 bankruptcy is typically filed by those with a high and steady income and this bankruptcy type involves a three to five-year repayment plan in order for some to keep certain properties. While the concept seems simple on paper, a lot goes on in chapter 13 and forms are a part of it. If you have any concerns regarding Chapter 13 bankruptcy forms, know that it is best to get in touch with a Raleigh, NC bankruptcy attorney. 

Cameron Bankruptcy Law’s attorneys can walk you through the Chapter 13 bankruptcy process and perform personalized services for you including reviewing your case and filing petitions. Schedule a consultation with a bankruptcy attorney now. 

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