Stop Repossession Fast in Raleigh, NC!

Repossession Under the Uniform Commercial Code
When property is repossessed, it must be done fairly and with notice to you. If your car gets repossessed, we can often help you get it back within 10 days, sometimes even longer.

Car Lot Responsibilities
If the car dealer doesn’t sell your vehicle reasonably or fails to notify you, you might not owe the remaining balance, which could save you thousands. If they break the rules, you could even sue the bank for wrongful repossession.

Illegal Repo Threats
Most repossession threats are bluffs. For legal repossession, creditors can’t break the peace. You can force them to get a court order or call the police if they trespass on your property. They cannot force their way into your home or garage, but they can take the car from your driveway if you’re not there to stop them.

What to Do if Repossession Happens
If a repo man uses threats, record it, get witnesses, and call the police. While sneaking off with your car parked on the street is legal, forcing entry into your home is not. Be sure not to leave personal items in your car as recovering them can be a hassle.

Chapter 13 Bankruptcy Stops Repossession
Filing for Chapter 13 bankruptcy can stop repossession immediately. You must make on-time payments through the plan to keep your vehicle. If your car is at risk, don’t delay—contact us for an emergency bankruptcy filing, which can be done in just a day or two. We charge no extra fees for this.