Finish of a Ch 13 Bankruptcy

The Finish of a Successful Chapter 13 in Raleigh, NC

Once all of your required payments are paid, the Trustee will begin the process of closing your case. The closing process normally takes 6 to 8 weeks in the following order:

What Can I Do with Secured Debt in Chapter 7 Bankruptcy?

1. Court Audit — This verifies that all claims filed in your case were paid correctly and all court orders were property administered.
2. Stop Payment– The Trustee’s office will direct you or your employer to stop making plan payments.
3. Final Report– The Trustee’s office prepares a final report for the Judge.
4. Case Discharged– The judge signs an order discharging you from your scheduled debts.
5. Notice of Discharge– The Court sends a notice to you, to your attorney, and to your creditors. This tells you when your debts were discharged by the Court.
6. Refund– After the Court discharges your debts, you may receive a refund from the Trustee if there is money remaining.