Raleigh, NC Bankruptcy Lawyer for Ch 7 & Ch 13 – $999 – 919-627-7748

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Time-Line-for-a-Chapter-7-and-Chapter-13-Bankruptcy

 

 

 

Bankruptcy Timeline For Chapter 7 and 13

***All bankruptcy timeline dates are approximations***
  • Pay Cameron Bankruptcy Law $300 toward attorney fee.
  • They take your creditor calls.
  • They offer Pre-Bankruptcy Planning.
  • Pay us $500 TOTAL toward attorney fee.
  • The client turns in a worksheet.
  • Attorney starts working on a petition.
  • Priority goes to those who have paid the most.
  • Attorney emails requesting clarification and supporting documents to finish petition.
Day 1
  • You’ve paid total attorney fee (Chapter 13 clients will have more to pay in their plan).
  • First online class fee paid or waived.
  • Court Filing Fee may be paid now, delayed six weeks (Eastern District), paid in installments, or waived by Court.
  • A petition signed and filed.
  • Automatic Stay invoked.
Provide remaining documents required for the 341 Meeting.
Middle District clients may have to pay the first installment payment of their court filing fee if the Court granted permission to pay in installments.Chapter 13 clients need to pay first Chapter 13 Plan Payment (to the Trustee, NOT the Court!).
Day 30341 Meeting
Eastern District clients who were granted permission by the Court to delay their court filing fees need to pay them to the Court.
Provide any additional documents requested by the Trustee or Bankruptcy Administrator.
Chapter 7 clients need to sign Reaffirmation Agreements for vehicles if necessary.
Chapter 7 clients need to take and pay for their online Financial Management Course (Affidavit and payment to be sent to Cameron Bankruptcy Law).
Monthly
Chapter 13 clients make regular monthly payments on the 1st of the month to the Trustee until the plan is finished.
Day 90
USUALLY in Chapter 7 cases debts are discharged and a case is closed.
3 to 5 Years
Chapter 13 client’s case closes and any qualifying remaining unsecured debt is discharged.

bankruptcy Timeline


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