Call for FREE Consultation!

Raleigh Bankruptcy Attorney

(click here to go to our Google Reviews)

(nearly 20 years with NO complaints – click here to go to our BBB® page)

Sheree is in the Top 3.9% of ALL Bankruptcy Attorneys. Nationwide (click here to go to NC Bar)

Writing to Creditors and Agencies

Writing to Creditors and Agencies

We HIGHLY recommend this website for current information:



Sending a validation letter to the OC, the CA, or the CRA does not take away any of your rights as a consumer!

Because Most of the letters and emailare machine read, DON’T use a computer to print it out or email it! – HANDWRITE a letter if you want a real person to read it!

Develop a litigious mindset… even if you never go to court

Imagine the detective who deliberately collects evidence – letters sent and received, credit reports, and legal recordings of telephone conversations.

Imagine an attorney in a court who calmly states his case with deadly seriousness and then sits down.

NOTARIZE signatures because they scare creditors. It looks like a polite document an attorney prepared – but nothing is required.

Screaming, cursing, threatening, etc. Will do nothing to assist your case, AND CAN HURT IT.  How do you act when someone who starts screaming over the phone, forum or via email to you?

Be patient, a VARIETY of approaches may be needed to clear a tradeline. So try them all!

1) FCBA – OC (Original Creditor)

2) FCRA – CRA (Credit Reporting Agency “credit bureaus”) and

3) FDCPA CA (Collection Agency)

PLEASE! Refer your friends to Cameron Bankruptcy Law or write a brief online review!

Raleigh Bankruptcy Attorneys


(919) 627-7748